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How to Invest in Education

The cost of college is very high and only growing larger.  Some educational pursuits can cost up to $160,000 over four years, with the resulting student debt lasting for decades to come.  Scholarships have always been the theoretical answer to this, with accomplished students and their parents thinking they can circumvent the high cost with good grades and high test scores.  But the reality is, these numbers often need to be significantly higher than expected.


That’s where tutoring comes in, but not in the common way. Traditional tutors help students understand concepts they are struggling with in school or assist in catching someone up. But advanced tutors help prepare students for important standardized tests such as the ACT or SAT.  These instructors have the explicit goal of raising a test score by a number of defined points, which might be 3 points on the ACT or 20 points on the SAT. These increases directly correlate to college savings, with most academic institutions offering tuitions reductions based on GPAs and test scores.  The cost, however, is what makes tutoring the investment.  Multiple tutoring sessions are required to help a student become comfortable with the test and become proficient in the different subjects.  According to Mackler Associates, these sessions might cumulatively cost around $2000, but the resulting savings could be close to $40,000.  Which is, without question, a great return on investment.